Simple
– One contact person accompanies you throughout the entire process.
Fast
– Thanks to our professional approach and network, you get results quickly.
Favorable
– Thanks to our partners, you benefit from the best possible conditions and fast processing.
Desired loan amount
Runtime
Intended use
Personal data: full name, date of birth, address, marital status and income details
Required depending on the type of loan – usually sufficient for consumer or installment loans:
Copy of your identity card
Proof of income (e.g. wage or salary slips)
Signed credit application
For online processing, we naturally also accept photos of the documents taken by smartphone.
Regular income
Permanent residence in Austria
There may also be additional requirements depending on the type of loan and bank – e.g. permanent employment, proof of salary for the last few months or equity for mortgage loans.
At least 4 months – regardless of your nationality.
Salaried employee:
at least € 1,200 per month
Pensioner:
at least € 1,000 per month
If you
have been employed in the same company for at least 5 years
financing is possible even if you have an existing garnishment or KSV entry.
KSV (credit protection association):
Unpaid loans, leasing installments and credit cards are entered here.
Warning list:
Notes problems with the current account.
A
free KSV extract
can be requested at any time by e-mail – further information can be found on the KSV website.